Our Solutions
at Oats Risk Services
We believe that financial products should be used for solution and impact creation: to build, empower and enhance your presence in the market.
This includes but isn’t limited to:
​
-
Building, office contents and electronic equipment
-
Fire and theft
-
Business all risk
-
Liability (public; employer and professional)
-
Motor
-
Goods in transit
-
Money
General commercial insurance
Provided by specialist underwriting agencies, these solutions manage risk in:
​
-
Real estate
-
Construction and engineering
-
Agriculture
-
Marine
-
Hospitality
Specialist commercial insurance products and solutions
We’re able to design an end-to-end solution for you, that solves for your personal insurance needs as well.
​
-
asset insurance,
-
long-term solutions, specifically funeral policies and whole life insurance
-
investments
Personal insurance
We also offer cell captive management services to companies that would benefit from:
​
-
Increased financial efficiency of self-Insuring as part of their risk management programme
-
Adding third party insurance products to their offering (where they have enough scale and capital to capitalise a cell).
Risk consulting
​Our product innovation capabilities extend to:
​
-
Assisting you to develop innovative risk solutions to suit your business and personal needs
-
Turnkey services including product advisory, administration, structuring and distribution
Product development
We’re about real solutions – not “products”
As an independent insurance brokerage that is not affiliated with any one specific insurer, we always source and secure the best possible solution for you.
We partner with legal, compliance and accounting experts to offer you and your business comprehensive risk management services. This means that we look at your risk holistically – including legal and contractual; regulatory compliance and financial management – and then align with them to provide these adjacent services.
Oats is also fully invested in the growth and sustainability of your business. We promote your company on our social media platforms, and hold regular events that address common business challenges you might be facing.
